Kotani Pay is a Web3 payments infrastructure provider that connects blockchain networks, dApps, and fintechs to local payment systems across Africa. It enables seamless fiat–stablecoin conversion, cross-border remittances, and on/off-ramp integration for businesses and developers. Through APIs and an SMS-based blockchain wallet, Kotani Pay provides inclusive access—even without internet connectivity. Supporting over 15 chains including Polygon, Celo, Optimism, and Stellar, and licensed in South Africa, Kotani Pay bridges digital assets with real-world economies to power scalable financial inclusion.